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	<title>Local Blogs&#187; Financially Speaking</title>
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		<title>Spending what you saved for retirement</title>
		<link>http://www.mysteinbach.ca/blogs/3148.html</link>
		<comments>http://www.mysteinbach.ca/blogs/3148.html#comments</comments>
		<pubDate>Sat, 12 May 2012 13:30:21 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=3148</guid>
		<description><![CDATA[Are you newly retired or thinking about retiring? Have you got a plan for the next phase of your life or are you going to wing it?]]></description>
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		<title>Investment strategy for a lifetime</title>
		<link>http://www.mysteinbach.ca/blogs/3040.html</link>
		<comments>http://www.mysteinbach.ca/blogs/3040.html#comments</comments>
		<pubDate>Sun, 18 Mar 2012 13:48:00 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=3040</guid>
		<description><![CDATA[A change in employment. Kids. Moving. Mortgages. The only thing constant about your life is constant change.]]></description>
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		<title>Cushioning financial UPsets</title>
		<link>http://www.mysteinbach.ca/blogs/2998.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2998.html#comments</comments>
		<pubDate>Sat, 03 Mar 2012 16:49:18 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2998</guid>
		<description><![CDATA[Things are looking up, these days. Gas prices - up. Electrical costs - up. Heating bills - up.]]></description>
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		<title>For retirement freedom &#8211; commit to saving</title>
		<link>http://www.mysteinbach.ca/blogs/2963.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2963.html#comments</comments>
		<pubDate>Sun, 19 Feb 2012 05:33:04 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2963</guid>
		<description><![CDATA[The freedom to make your retirement dreams a reality - wouldn't that be wonderful? You can do it. All it takes is money and that's why saving throughout your life is important.]]></description>
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		</item>
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		<title>A personal approach to insuring your mortgage</title>
		<link>http://www.mysteinbach.ca/blogs/2893.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2893.html#comments</comments>
		<pubDate>Mon, 23 Jan 2012 14:02:30 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2893</guid>
		<description><![CDATA[Mortgage financing is probably one of the largest financial commitments you will make in your life.]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Too much of a good thing? Information isn’t knowledge</title>
		<link>http://www.mysteinbach.ca/blogs/2867.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2867.html#comments</comments>
		<pubDate>Mon, 09 Jan 2012 13:23:52 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2867</guid>
		<description><![CDATA[You can get it if you want it - everywhere! Information, that is. And these days many consumers turn to social media and other electronic sources for information and guidance.]]></description>
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		<title>The ages of insurance</title>
		<link>http://www.mysteinbach.ca/blogs/2709.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2709.html#comments</comments>
		<pubDate>Mon, 12 Dec 2011 13:53:55 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2709</guid>
		<description><![CDATA[Change can be tough but we live with it every day. We age, our working, personal and family life changes. Our financial goals and expectations change.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The encore marriage &#8211; financial planning for your new life</title>
		<link>http://www.mysteinbach.ca/blogs/2676.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2676.html#comments</comments>
		<pubDate>Mon, 28 Nov 2011 13:58:37 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2676</guid>
		<description><![CDATA[If you’re among the growing number of families where one or more spouses or common-law partners have children from a previous relationship, you already know that your new life brings with it many changes.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2676.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Pay yourself or pay the business</title>
		<link>http://www.mysteinbach.ca/blogs/2653.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2653.html#comments</comments>
		<pubDate>Mon, 14 Nov 2011 13:52:45 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2653</guid>
		<description><![CDATA[Which is more tax-efficient for the incorporated small business owner - pay yourself via a salary or dividends, or a combination of the two?]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Home alone &#8211; not anymore. Your adult child is back.</title>
		<link>http://www.mysteinbach.ca/blogs/2622.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2622.html#comments</comments>
		<pubDate>Mon, 31 Oct 2011 12:38:27 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2622</guid>
		<description><![CDATA[Call 'em Boomerang Kids or KIPPERS (Kids In Parents' Pockets Eroding Retirement Savings) - but by any name, the number of adult children living with their parents is on the rise.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fixed income investments and the trouble with interest rates</title>
		<link>http://www.mysteinbach.ca/blogs/2592.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2592.html#comments</comments>
		<pubDate>Mon, 17 Oct 2011 12:54:43 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2592</guid>
		<description><![CDATA[Fixed income investments - savings accounts, bonds, mortgages, T-bills, Guaranteed Income Certificates (GICs) and the like, are typically viewed as 'safe haven' investments by many investors.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2592.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why you want a financial plan &#8211; and how to get one</title>
		<link>http://www.mysteinbach.ca/blogs/2534.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2534.html#comments</comments>
		<pubDate>Mon, 03 Oct 2011 12:58:37 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2534</guid>
		<description><![CDATA[Canadians agree that financial planning pays off by delivering real value.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2534.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s what with mortgages?</title>
		<link>http://www.mysteinbach.ca/blogs/2490.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2490.html#comments</comments>
		<pubDate>Tue, 06 Sep 2011 12:56:48 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2490</guid>
		<description><![CDATA[With interest rates so low, you may be thinking of taking the big step into home ownership, 'moving up' or even refinancing your existing home.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2490.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Tax Planned Will</title>
		<link>http://www.mysteinbach.ca/blogs/2462.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2462.html#comments</comments>
		<pubDate>Mon, 22 Aug 2011 13:01:53 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2462</guid>
		<description><![CDATA[Lawyers and notaries often recommend the creation of trusts within wills for reasons that do not relate to tax.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2462.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keep more of what you earn through careful planning</title>
		<link>http://www.mysteinbach.ca/blogs/2348.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2348.html#comments</comments>
		<pubDate>Mon, 25 Jul 2011 13:01:38 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2348</guid>
		<description><![CDATA[As an entrepreneur, dealing with the day to day operation of your business, not to mention trying to plan for the future, consumes a lot of your time.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2348.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pay your share of taxes &#8211; but not a penny more!</title>
		<link>http://www.mysteinbach.ca/blogs/2316.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2316.html#comments</comments>
		<pubDate>Mon, 11 Jul 2011 12:51:16 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2316</guid>
		<description><![CDATA[There's not much that Canadians enjoy more than reducing the amount of tax we pay. Fortunately, there are a number of tax-saving opportunities to help along the way.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2316.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sorting out the tax slips</title>
		<link>http://www.mysteinbach.ca/blogs/2277.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2277.html#comments</comments>
		<pubDate>Mon, 27 Jun 2011 12:55:04 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2277</guid>
		<description><![CDATA[When winter winds finally give way to warmer breezes, you know that a new season is once again upon you - tax season.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2277.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Perils of Chasing Performance</title>
		<link>http://www.mysteinbach.ca/blogs/2243.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2243.html#comments</comments>
		<pubDate>Mon, 13 Jun 2011 12:57:05 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2243</guid>
		<description><![CDATA[When stock market returns accelerate, it is only normal that most investors want to be involved in what could be the next big bull market that will quickly put them on the road to riches.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2243.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>No Aversion to RRSP Conversion</title>
		<link>http://www.mysteinbach.ca/blogs/2210.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2210.html#comments</comments>
		<pubDate>Mon, 30 May 2011 12:48:58 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2210</guid>
		<description><![CDATA[A Registered Retirement Savings Plan (RRSP) is a great way to invest for retirement and reduce income taxes.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2210.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t waste your risk</title>
		<link>http://www.mysteinbach.ca/blogs/2171.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2171.html#comments</comments>
		<pubDate>Mon, 16 May 2011 12:57:58 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2171</guid>
		<description><![CDATA[In the investment world, the term "investment risk" relates to the fluctuations in the value of a stock, bond or a mutual fund that invests in those assets.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2171.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Identifying your comfort level with investment risk</title>
		<link>http://www.mysteinbach.ca/blogs/2145.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2145.html#comments</comments>
		<pubDate>Mon, 02 May 2011 12:54:08 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2145</guid>
		<description><![CDATA[Does the fluctuating value of your investment portfolio cause you great discomfort?  Are you confident the value of your investment will be sufficient when you need it?]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2145.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Universal Life Insurance</title>
		<link>http://www.mysteinbach.ca/blogs/2129.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2129.html#comments</comments>
		<pubDate>Mon, 18 Apr 2011 12:58:35 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2129</guid>
		<description><![CDATA[You're proud of the world you've built - and with good reason.  It has taken years of hard work and personal dedication to shape a career, grow a family and nourish the loving environment that encompasses it all.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2129.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Always Home</title>
		<link>http://www.mysteinbach.ca/blogs/2109.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2109.html#comments</comments>
		<pubDate>Mon, 04 Apr 2011 12:52:44 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2109</guid>
		<description><![CDATA[An empty house can seem sad and lonely.  But a home - that’s different.  It’s your place, an architectural shell you’ve filled with the beauty of life, the emotion of living.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2109.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maximize your RRSP today and reap the rewards!</title>
		<link>http://www.mysteinbach.ca/blogs/2073.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2073.html#comments</comments>
		<pubDate>Mon, 21 Mar 2011 12:35:15 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2073</guid>
		<description><![CDATA[Year after year, many Canadians leave a key financial opportunity on the table by not contributing the maximum allowable amount into their Registered Retirement Savings Plan (RRSP).]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2073.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Crossroads: Pay down your mortgage or invest in your RRSP?</title>
		<link>http://www.mysteinbach.ca/blogs/2034.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2034.html#comments</comments>
		<pubDate>Mon, 07 Mar 2011 13:55:41 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2034</guid>
		<description><![CDATA[Have you ever wondered whether it makes more sense to pay off your mortgage or invest in a Registered Retirement Savings Plan?]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/2034.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Creating your Retirement Paycheque</title>
		<link>http://www.mysteinbach.ca/blogs/2016.html</link>
		<comments>http://www.mysteinbach.ca/blogs/2016.html#comments</comments>
		<pubDate>Mon, 28 Feb 2011 13:58:14 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=2016</guid>
		<description><![CDATA[During your career, you get used to receiving a single regular "paycheque" from your employer or business.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to pay your bills and invest, too!</title>
		<link>http://www.mysteinbach.ca/blogs/1869.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1869.html#comments</comments>
		<pubDate>Mon, 07 Feb 2011 13:58:25 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1869</guid>
		<description><![CDATA[There’s no doubt about it, making ends meet is tough.  And getting ahead?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Staying One Step Ahead of Inflation</title>
		<link>http://www.mysteinbach.ca/blogs/1848.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1848.html#comments</comments>
		<pubDate>Mon, 24 Jan 2011 14:02:53 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1848</guid>
		<description><![CDATA[What does a comfortable retirement mean to you?  Traveling to faraway destinations?  Buying a vacation home or perhaps having the freedom to visit friends and family across the country.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Investment Leveraging</title>
		<link>http://www.mysteinbach.ca/blogs/1828.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1828.html#comments</comments>
		<pubDate>Mon, 10 Jan 2011 13:59:34 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1828</guid>
		<description><![CDATA[William Shakespeare wrote Neither a borrower nor a lender be. And while Will was undoubtedly a great writer, he may not have been such great shakes as an investor – because for many people it definitely can pay to borrow for investment.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Financial Services in Canada</title>
		<link>http://www.mysteinbach.ca/blogs/1738.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1738.html#comments</comments>
		<pubDate>Mon, 29 Nov 2010 13:53:29 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1738</guid>
		<description><![CDATA[An Investors Group Consultant can provide the road map to a bright financial Future in Canada.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1738.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Four ways to find &#8220;hidden&#8221; investment money</title>
		<link>http://www.mysteinbach.ca/blogs/1712.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1712.html#comments</comments>
		<pubDate>Mon, 15 Nov 2010 13:55:34 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1712</guid>
		<description><![CDATA[Investing regularly is important.  If you’re going to achieve your retirement and other financial goals, you should consistently contribute to your RRSPs and non-registered investments.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1712.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Top TFSA Tips</title>
		<link>http://www.mysteinbach.ca/blogs/1689.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1689.html#comments</comments>
		<pubDate>Mon, 01 Nov 2010 12:52:21 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1689</guid>
		<description><![CDATA[With the introduction of the Tax-Free Savings Account (TFSA), Canadians now have more options than ever before to help them save money and reduce taxes.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1689.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Convenient and Consistent Investing</title>
		<link>http://www.mysteinbach.ca/blogs/1660.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1660.html#comments</comments>
		<pubDate>Mon, 18 Oct 2010 12:48:26 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1660</guid>
		<description><![CDATA[Creating an investment portfolio today to help fulfill your dreams for tomorrow can seem difficult at times, especially when every day brings the reality of utility bills, mortgage payments, car loans or lease payments and other demands on your hard earned money.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1660.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should I invest in an RRSP, a TFSA or both?</title>
		<link>http://www.mysteinbach.ca/blogs/1631.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1631.html#comments</comments>
		<pubDate>Mon, 04 Oct 2010 12:56:00 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1631</guid>
		<description><![CDATA[The introduction of the Tax-Free Savings Account (TFSA) represents the most important change to the way Canadians save money since RRSPs were launched in the late ‘50s.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1631.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It&#8217;s okay to &#8220;double-dip&#8221;</title>
		<link>http://www.mysteinbach.ca/blogs/1552.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1552.html#comments</comments>
		<pubDate>Mon, 23 Aug 2010 12:24:10 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1552</guid>
		<description><![CDATA[As a parent, you have to be a terrific juggler. You juggle time to complete all the tasks and chores that fill your day.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1552.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Education planning for families of children with disabilities</title>
		<link>http://www.mysteinbach.ca/blogs/1498.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1498.html#comments</comments>
		<pubDate>Mon, 09 Aug 2010 12:43:52 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1498</guid>
		<description><![CDATA[You want the best for your disabled child – and that includes a post-secondary education to give them a strong start in their adult life – so you’ve probably already started saving for that day down the road when they’ll head off to college or university.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1498.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Beyond RESPs</title>
		<link>http://www.mysteinbach.ca/blogs/1473.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1473.html#comments</comments>
		<pubDate>Mon, 26 Jul 2010 12:52:21 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1473</guid>
		<description><![CDATA[You want the best for your child – and for plenty of powerful reasons, a college or university education is one of the best things you can do to give your child a great start in life.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1473.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Designating a beneficiary on an RRSP or RRIF</title>
		<link>http://www.mysteinbach.ca/blogs/1442.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1442.html#comments</comments>
		<pubDate>Mon, 12 Jul 2010 12:04:39 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1442</guid>
		<description><![CDATA[Do you have a Registered Retirement Saving Plans (RRSPs) or a Registered Retirement Income Funds (RRIF)?]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1442.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keep your family heirlooms in the family</title>
		<link>http://www.mysteinbach.ca/blogs/1415.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1415.html#comments</comments>
		<pubDate>Mon, 28 Jun 2010 12:43:40 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1415</guid>
		<description><![CDATA[One of the most contentious issues when distributing an estate can be the division of personal effects and heirlooms.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1415.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Adding an Adult Child as Joint Owner to Property in Common-Law Jurisdictions</title>
		<link>http://www.mysteinbach.ca/blogs/1392.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1392.html#comments</comments>
		<pubDate>Mon, 14 Jun 2010 12:41:03 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1392</guid>
		<description><![CDATA[Are you thinking of adding your adult child as a joint owner to any of your property?]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1392.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Principal Residence Exemption</title>
		<link>http://www.mysteinbach.ca/blogs/1363.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1363.html#comments</comments>
		<pubDate>Mon, 31 May 2010 12:42:13 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1363</guid>
		<description><![CDATA[The principal residence exemption allows you to exempt from taxation some or all of the capital gains that you realize when you sell a home that qualifies as a “principal residence” – a potentially significant tax savings.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1363.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Will it always be family time at your cottage?</title>
		<link>http://www.mysteinbach.ca/blogs/1338.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1338.html#comments</comments>
		<pubDate>Mon, 17 May 2010 12:49:45 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1338</guid>
		<description><![CDATA[Like most Canadians, you probably bought that terrific vacation property as much for your family as for yourself – but keeping it in the family could be another story entirely.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1338.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Have your cake and eat it too</title>
		<link>http://www.mysteinbach.ca/blogs/1307.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1307.html#comments</comments>
		<pubDate>Mon, 03 May 2010 12:06:58 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1307</guid>
		<description><![CDATA[When it comes to making important decisions, everyone likes to have options.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1307.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What&#8217;s what with mortgages?</title>
		<link>http://www.mysteinbach.ca/blogs/1279.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1279.html#comments</comments>
		<pubDate>Mon, 19 Apr 2010 12:46:43 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1279</guid>
		<description><![CDATA[With interest rates so low, you may be thinking of taking the big step into home ownership, ‘moving up’ or even refinancing your existing home.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1279.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What does it mean to be living common-law in Manitoba?</title>
		<link>http://www.mysteinbach.ca/blogs/1246.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1246.html#comments</comments>
		<pubDate>Mon, 05 Apr 2010 12:45:17 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1246</guid>
		<description><![CDATA[Are you living in a common-law relationship? Do you know what that means from a tax and legal perspective?]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1246.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax efficient investments can help build your wealth</title>
		<link>http://www.mysteinbach.ca/blogs/1221.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1221.html#comments</comments>
		<pubDate>Mon, 22 Mar 2010 12:25:46 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1221</guid>
		<description><![CDATA[If you’re like many Canadians, you’re already investing outside your Registered Retirement Savings Plan (RRSP) and your Tax-Free Savings Account (TFSA).]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1221.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Keep more of what you earn through careful planning</title>
		<link>http://www.mysteinbach.ca/blogs/1191.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1191.html#comments</comments>
		<pubDate>Mon, 08 Mar 2010 13:42:24 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1191</guid>
		<description><![CDATA[As an entrepreneur, dealing with the day to day operation of your business, not to mention trying to plan for the future, consumes a lot of your time.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1191.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pay your share of taxes &#8211; but not a penny more!</title>
		<link>http://www.mysteinbach.ca/blogs/1147.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1147.html#comments</comments>
		<pubDate>Mon, 15 Feb 2010 14:14:52 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1147</guid>
		<description><![CDATA[There’s not much that Canadians enjoy more than reducing the amount of tax we pay.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1147.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sorting out the tax slips</title>
		<link>http://www.mysteinbach.ca/blogs/1122.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1122.html#comments</comments>
		<pubDate>Mon, 01 Feb 2010 12:58:57 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1122</guid>
		<description><![CDATA[When winter winds finally give way to warmer breezes, you know that a new season is once again upon you – tax season.]]></description>
		<wfw:commentRss>http://www.mysteinbach.ca/blogs/1122.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Maximize your RRSP today and reap the rewards!</title>
		<link>http://www.mysteinbach.ca/blogs/1086.html</link>
		<comments>http://www.mysteinbach.ca/blogs/1086.html#comments</comments>
		<pubDate>Mon, 18 Jan 2010 13:16:34 +0000</pubDate>
		<dc:creator>Wesley Dueck</dc:creator>
				<category><![CDATA[Financially Speaking]]></category>

		<guid isPermaLink="false">http://www.mysteinbach.ca/blogs/?p=1086</guid>
		<description><![CDATA[Year after year, many Canadians leave a key financial opportunity on the table by not contribution the maximum allowable amount into their Registered Retirement Savings Plan (RRSP).]]></description>
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