Many of you may have already filed your 2016 income taxes, or are about to. Or, if you are self-employed, you get to delay the annual pain…or enjoyment…for up to 6 months after your fiscal year end.
Understanding your credit score, and how it affects your ability to get approved for financing, can be difficult. Credit scores range from 400-900, with most lenders being the most comfortable in the 650+ range.
Have you heard about Flex Down Mortgages? Did you know that you can still purchase a home if you don’t have your 5% Down Payment?
Buying a home is the biggest purchase you’ll make in your lifetime and a decision that big takes often takes time to get just right.
Your credit score will play a large role in determining what mortgage you can apply for and at what rate. If your credit score is currently lower than you would like, here are some great ways to improve it.
Most people don’t understand what makes up their credit score. I always explain to my clients after I pull their credit, how they can improve their score and what not to do.